Encinitas Credit Unions with the Highest Interest Rates
Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in Encinitas. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.
There are several credit unions in Encinitas, CA offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now.
Credit Unions in Encinitas with the Best CD Rates
A certificate of deposit (CD) works like a savings account, except that you keep your money on deposit for a set amount on time in exchange for a higher rate. CDs are great savings tools for depositors who don’t need access to their money for a while–and the longer the deposit term, the higher the rate.
6-Month CD
- Geico Credit Union: 0.8%
- Ketema Credit Union: 0.4%
- USE Credit Union San Diego: 0.35%
12-Month CD
- Geico Credit Union: 1%
- USE Credit Union San Diego: 0.55%
- Ketema Credit Union: 0.54%
24-Month CD
- Geico Credit Union: 1.3%
- USE Credit Union San Diego: 1%
- California Coast Credit Union: 1%
Highest Encinitas Credit Union Savings Interest Rates
If you want to earn a high interest rate but also keep your account liquid, these credit union savings accounts will help you accomplish both.
- Inland Credit Union: 0.3%
- Geico Credit Union: 0.2%
- Ketema Credit Union: 0.17%
The above rates are accurate as of June 22, 2011, but are subject to change at any time at the discretion of the individual credit union. Please contact CUs directly to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Encinitas Banks List.
