Compare the Best Local Rates

Banks in Encinitas with the Highest Interest Rates Today

Are you currently earning the top interest rates in your city? There are currently 27 banks in Encinitas today that supply rates data to Encinitas Banking Rates. Take a look at the average interest rates among these banks across a variety of deposit accounts, as well as a list of banks where you can find the highest rates in the city.

Average Deposit Account Rates at Encinitas Banks Today

Knowing the average interest rates for your location will help you determine which offers are truly competitive.
Average 6-Month CD Rate: 0.51% APY
Average 1-Year CD Rate: 0.79% APY
Average 2-Year CD Rate: 1.21% APY
Average Savings Rate: 0.37% APY

Encinitas Banks with the Best CD Rates

Out of all the banks near you, these are currently offering the highest rates within a 50-mile radius of Encinitas

6-Month CD

  • California Community Bank: 0.75%
  • Balboa Thrift and Loan Association: 0.65%
  • Saigon National Bank: 0.6%

1-Year CD

  • Balboa Thrift and Loan Association: 1.16%
  • Seacoast Commerce Bank: 1%
  • California Community Bank: 1%

2-Year CD

  • California Community Bank: 1.56%
  • Embarcadero Bank: 1.31%
  • Saigon National Bank: 1.3%

Encinitas Banks with the Highest Savings Interest Rates

  • Centennial Bank: 0.85%
  • Saigon National Bank: 0.65%
  • Balboa Thrift and Loan Association: 0.5%

The above rates are accurate as of the publish date (July 26, 2011), but are subject to change at any time. Contact the individual bank to verify rates before opening an account.