Compare the Best Local Rates

Current Best Certificate of Deposit Rates in Encinitas, CA

It’s getting close to the end of March and CD rates in Encinitas have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:

Best Encinitas 6-Month CD Rates


  • Balboa Thrift and Loan Association: 1.77%
  • San Diego National Bank: 1.75%
  • Imperial Capital Bank: 1.56%



Highest 12-Month CD Rates in Encinitas


  • San Diego National Bank: 2.1%
  • Balboa Thrift and Loan Association: 2.02%
  • Bank of Internet USA: 2.02%



Top 24-Month CD Rates in Encinitas


  • Embarcadero Bank: 2.38%
  • Imperial Capital Bank: 2.31%
  • Mission Credit Union: 2.25%



Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.